Introducing Home Credit 0% Installments

Now available on Samsung.com/ph. Pay flexibly and save more.

— How to Avail with Home Credit —

Galaxy Devices with Home Credit

Get the latest smartphones and watches at 0% interest and ₱0 downpayment for as low as ₱1,153/mo for 18 months

Samsung AI TVs with Home Credit

Get the latest Smart TV and features at 0% interest and ₱0 downpayment for as low as ₱232/mo for 18 months

Refrigerators with Home Credit

Get the latest Samsung Refrigerators at 0% interest and ₱0 downpayment for as low as ₱902/mo for 18 months

Washing Machines with Home Credit

Get the latest Washers and Dryers at 0% interest and ₱0 downpayment for as low as ₱792/mo for 18 months

Air Conditioners with Home Credit

Get the latest Air Conditioners at 0% interest and ₱0 downpayment for as low as ₱792/mo for 18 months

Monitors with Home Credit

Get the latest Smart and Gaming Monitors at 0% interest and ₱0 downpayment for as low as ₱286/mo for 18 months

FAQs

You can buy eligible Samsung smartphones, TV & AV, refrigerators, laundry appliances, and air conditioners online. Your basket total must be between ₱3,000 and ₱150,000.

The offer is only for select eligible Home Credit account holders. If you don't see the green "0% interest" indicator in the Home Credit app, you're not eligible and can choose another payment method.

Product returns and cancellations follow Samsung's standard policies. For anything about your installment plan after purchase, please coordinate directly with Home Credit through their app.

You need an existing Home Credit account, as this serves as your entry point to complete the transaction. Just log in to the Home Credit app to proceed.

The 0% installment is offered at 6, 9, 12, or 18-month terms, subject to Home Credit's EIR and approval. A 0.5% origination/processing fee also applies, capped at ₱150 per month.

No. The offer is available exclusively online, on Samsung.com and the Samsung Online Store.

No documents are needed to check. Eligible customers will simply see a green "0% interest" indicator in the Home Credit app during the transaction.

Since your installment is managed by Home Credit, please reach out to them directly through the Home Credit app for any payment-related concerns.

The offer is available online via Samsung.com and the Samsung Online Store, so any eligible Home Credit account holder can avail it where online delivery is supported.

Add your item to the cart, click Checkout, and proceed through contact and shipping details to the payment step. Under payment options, select Installment, choose Home Credit, and click Place Order to be redirected to the Home Credit portal to log in and confirm your transaction.

Your pre-approved limit does not require a voucher code and will not appear directly on the Samsung checkout page. Once you are redirected to the Home Credit portal and log in with your registered mobile number and PIN, the system automatically detects your profile and applies your pre-approved limit.

Yes, promotional vouchers and Home Credit discounts can generally be combined if the voucher's terms allow it. The ₱1,000 voucher code reduces your order subtotal in the Samsung cart first, and the 10% Home Credit discount is then applied according to the specific promo mechanics during checkout.

Your monthly installment is calculated based on the net remaining balance after deducting all trade-up values, promotional vouchers, and discounts from the original price. The exact monthly installment amount and payment schedule will be dynamically generated on the Home Credit portal screen for your review before final loan confirmation.

At the moment, free delivery nationwide is only available for mobile products. For Samsung Home Appliances, Monitors, TVs, or Sound Devices, shipping fees will be indicated upon checkout.

Yes, if your Home Credit loan application is declined or left uncompleted, no payment is processed and your Samsung order will automatically be cancelled. You will receive an email notification indicating payment failure, allowing you to reorder using an alternative payment method.

Promo mechanics

1. The Promo is open to select Home Credit Account Holders starting on said promo duration.
2. The Promo will run until December 31, 2026 at Samsung.com/ph or Samsung Online Store.
3. Qualified account holders may avail 0% interest for up to 18 months installment term with respective minimum and maximum amount value indicated below:
Basket Size Tenor Offer
Minimum ₱3,000
Maximum ₱150,000
6 Months As low as 0% interest across all tenors*
*subject to Home Credit’s Effective Interest Rates (EIR)
No down-payment
+ 5% discount (Upon approval, during contract review, before signing on Home Credit app)
+ 5% discount (Upon selecting Home Credit payment method during checkout on Samsung Online Store)
+ Origination Fee/Processing fee of 0.5%, capped at 150 pesos per month
9 Months
12 Months
15 Months
18 Months
4. All transactions are subject to Home Credit Approval/Eligibility.
5. The entire installment transaction amount shall be deducted from the account holder available credit limit.
6. Customer must have a Home Credit Product (POS, Qwarta, Credit Card).
7. Customer must be eligible for online installment, customer should receive communication via email.
8. For customers with no offer; Home Credit will be directing them to the POS for assistance of Home Credit Sales Associates.

The promo runs from August 14, 2026 - December 31, 2026

For the complete details of terms and conditions, please click here.

*0% installment offer is subject to Home Credit approval, eligibility, and applicable spend requirements.

  • Terms and conditions apply.
  • Per DTI Fair Trade Permit No. FTEB-264911 Series of 2026.